把個人錢包、金流資料庫、分帳、筆記與行程整理進同一個 App Bring your wallet, finance database, splitting, notes, and planning into one app

把每日、每月、每年的花費，
還有共享支出與生活規劃，一次整理清楚。 Organize daily, monthly, and yearly spending, along with shared expenses and life planning, in one place.

CoinRec 讓使用者先在首頁掌握個人錢包與共用錢包的每日、每月、每年資料，再深入查詢金流資料庫、多人分帳、隨身筆記與行程規劃。會員版也可搭配智能筆記使用。 CoinRec helps users start from a clear home dashboard for personal and shared wallets, then move into the finance database, group splitting, notes, and planning. Members can also use intelligent notes for richer workflows.

看看它怎麼幫你整理生活 See how it organizes your life 查看目前上架狀態 View release status
首頁掌握錢包狀態 Wallet overview at a glance 金流資料庫可查歷史 History search in database 會員可用智能筆記 Intelligent notes for members
CoinRec home screen
個人記帳 Wallet overview 首頁可查看個人錢包每日、每月、每年的收入、支出與淨額。 See daily, monthly, and yearly income, spending, and net values from the home wallet view.
金流資料庫 Finance database 可查詢歷史記帳紀錄，並依條件篩選、查看金流報告。 Search historical records, filter by conditions, and review finance reports.
團體分帳 Group splitting 多人出遊、共同付款與專案結算都能清楚追蹤。 Track shared payments and settle travel or project expenses clearly.
隨身筆記 Quick notes 臨時想到的事可快速記下，會員版也能延伸使用智能筆記。 Capture ideas quickly, with intelligent note workflows available for members.
App Screens App Screens

四個主要畫面，對應四個最常用的核心場景 Four key screens for the four most common core workflows

CoinRec home screen showing wallet and planning overview

1. 首頁總覽：個人錢包、共用錢包、行程與規劃 1. Home overview: personal wallet, shared wallet, plans, and reminders

首頁主要讓使用者快速掌握個人錢包每日、每月、每年的花費與收入，也能延伸看到共用錢包、行程提醒與規劃資料。會員版的智能筆記也能在這條使用路徑上延伸使用。 The home screen helps users quickly review daily, monthly, and yearly spending and income, while also connecting to shared wallets, reminders, and planning. Intelligent notes for members extend naturally from this workflow.

每日 / 每月 / 每年視角 Daily / monthly / yearly views 快速看淨額、收入與支出變化。 Quickly review net, income, and spending changes.
不只記帳，也整理生活 More than money tracking 共用錢包、行程、規劃與會員筆記都能串在同一入口。 Shared wallets, planning, and member notes are connected from the same entry point.

2. 金流資料庫：查詢歷史記帳與金流報告 2. Finance database: historical search and finance reports

金流資料庫提供查詢歷史記帳紀錄的入口，使用者可以透過搜尋與篩選條件找到需要的資料，也能進一步查看金流報告，作為財務整理與回顧參考。 The finance database is built for reviewing historical records. Users can search and filter the data they need, then continue into finance reports for structured financial review.

查詢與篩選 Search and filter 依日期、條件與內容追查真正需要的紀錄。 Find exactly the records you need by date and filter conditions.
金流報告 Finance reports 提供使用者整理財務與回顧支出的參考依據。 Helps users review spending patterns and financial summaries.
CoinRec finance database screen showing searchable history
CoinRec group split screen showing settlement overview

3. 團體分帳：多人出遊與共同付款都能記錄 3. Group splitting: built for trips and shared payments

如果使用者有多人出遊、多人一起消費、又由不同成員各自付款的情境，這個畫面很適合用來記錄與整理每個人的花費、結算與最佳路徑。 When several people travel together or pay shared expenses separately, this screen is ideal for tracking each member's spending, settlement position, and best transfer path.

多人共同付款 Multi-person expense tracking 每位成員的支出與應收應付都可被清楚整理。 Each member's paid amount and settlement position stay visible.
匯入個人記帳 Import back to personal records 分帳完成後，可把結果延伸回個人金流管理。 After settlement, the results can flow back into personal records.

4. 隨身筆記：臨時想到的事就先記下來 4. Quick notes: capture things the moment they come up

隨身筆記主要提供給使用者在臨時想到某件事、需要快速留下一段內容或備忘時使用。它和主功能並列，不需要再額外切換到別的工具。 Quick notes are for moments when users suddenly need to capture an idea, reminder, or short piece of content. It sits alongside the main workflows so there is no need to switch to another tool.

快速記錄 Fast capture 想到什麼就先記下，不讓靈感或待辦流失。 Write things down immediately before ideas or tasks disappear.
延伸到會員功能 Extends into membership 會員版可在此基礎上搭配更進階的智能筆記使用。 Membership can extend this workflow with more advanced intelligent note features.
CoinRec notes screen showing quick note cards
Why CoinRec Why CoinRec

首頁不是只有展示數字，而是把你的錢包、共用支出與生活安排串成一個入口 The home screen is more than numbers. It connects wallets, shared expenses, and planning in one entry point.

你可以從最簡單的使用情境開始 You can start from the simplest daily routine

今天只想先看個人錢包狀態 Today you only want to check your wallet status 首頁就能看到今日、本月、今年的收入、支出與淨額，不必先翻很多頁。 The home screen already shows today's, this month's, and this year's income, spending, and net values.
想查某天某類別的歷史紀錄 You need a specific historical record 金流資料庫可以讓你查詢、篩選並整理需要的資料，還能延伸看金流報告。 The finance database lets you search, filter, and organize the records you need, then continue into finance reports.
多人出遊與臨時想法也要一起管理 Trips and quick thoughts need to stay organized too 團體分帳、隨身筆記、行程與規劃都在同一套流程裡，不需要來回切換多個工具。 Group splitting, quick notes, itineraries, and planning all live in the same workflow without constant app switching.

產品設計重點 Design priorities

從首頁就能理解整體狀態 Understand the whole picture from home 個人錢包、共用錢包、今日行程與規劃可以集中查看，資訊入口更直接。 Personal wallets, shared wallets, daily plans, and reminders are surfaced together in a direct entry point.
歷史資料不只是堆著 Historical data stays useful 金流資料庫與金流報告讓歷史記帳可以回查、篩選與整理，而不是只看當下。 The finance database and reports make past records searchable, filterable, and reviewable instead of one-time entries.
會員能力延伸在對的位置 Membership extends where it matters 智能筆記不是孤立功能，而是延伸到首頁與隨身筆記場景的進階能力。 Intelligent notes are not isolated. They extend the home and quick-note workflow for members.
Free vs Member Free vs Member

先讓使用者安心開始，再決定什麼時候升級 Let people start with confidence, then decide when upgrading makes sense

免費模式 Free mode

適合先養成記錄習慣 Best for building the habit first 首頁總覽、金流資料庫、分帳、筆記與規劃都能先開始使用。 Home overview, finance database, splitting, notes, and planning can all be started here.
本機保存為主 Primarily local storage 對於剛開始使用的人，資料流向更單純。 Data handling stays simpler for early adopters.
進階體驗 Advanced experience

會員模式 Membership mode

雲端同步與跨裝置延續 Cloud sync and continuity 適合開始需要多裝置、長期整理與更完整管理的人。 Ideal when you need multiple devices, longer-term continuity, and fuller management.
更多進階能力 More advanced capabilities 當使用情境變複雜，會員版能接住更完整的流程。 As your workflows grow more complex, membership supports the broader experience.
Group Settlements Group Settlements

一起出去玩，也能把每個人各自出的錢整理得更清楚 Travel together without turning settlement into a headache

當使用者有多人出遊、多人一起消費、又由不同成員分別付款時，團體分帳頁面可以記錄每位成員的支出、專案總支出與後續結算邏輯。 When several people travel or pay shared costs separately, the group split page records each member's spending, total project cost, and settlement logic.

花費明細透明 Transparent records 每筆支出與參與成員都能被清楚查看。 Each expense and participant remains visible for easier review.
降低重複輸入 Less duplicate entry 分帳完成後，可再整理回個人金流管理。 Once settlement is done, expenses can flow back into personal tracking.
適合多場景 Built for many scenarios 旅遊、室友、社團、共用錢包都能使用。 Useful for trips, roommates, clubs, and shared wallets.
保留操作彈性 Flexible workflow 使用者可依情境選擇免費本機或會員同步模式。 Users can choose between local-only free use or synced membership mode.
Launch Readiness Launch Readiness

網站不只拿來介紹產品，也拿來支援上架與對外信任 The site is not only for marketing. It also supports launch readiness and public trust.

公開政策頁 Public policy pages

資料安全、隱私權政策、使用條款與聯絡方式都可直接附在商店資料中。 Security, privacy, terms, and contact pages can be attached directly in store submissions.

中英雙語對外溝通 Bilingual communication

切換語言後可以讓不同使用者與審核方快速讀懂頁面內容。 Language switching helps users and review teams quickly understand the content.

誠實呈現上架進度 Honest release status

目前明確標示仍在測試與申請中，避免對外放出不準確的下載承諾。 The current release status is stated clearly, avoiding inaccurate promises about public downloads.

Data Security Data Security

把資料安全資訊說清楚，讓使用者更放心 Explain data handling clearly so users can trust the service

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傳輸加密 Encrypted in transit

雲端登入、同步與購買相關流程會透過受保護的網路傳輸進行。 Cloud sign-in, syncing, and purchase-related flows are intended to run through protected network transport.

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本地優先 Local-first option

免費版以裝置本機資料保存為主，讓使用者可先從本地管理開始。 The free experience emphasizes on-device storage so users can begin with local data management.

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公開政策頁 Public policy pages

隱私權政策、使用條款、聯絡方式與資料安全說明都可以從網站直接存取。 Privacy, terms, contact details, and data security explanations are available from this public site.

Availability Availability

商店連結尚在申請中，目前以測試版為主 Store listings are still in progress and the app is currently in testing

App Store

尚未正式上架，目前為測試與送審準備階段。 Not publicly launched yet. Currently in testing and submission preparation.

準備中 In preparation
Google Play

尚未正式上架，目前為測試與送審準備階段。 Not publicly launched yet. Currently in testing and submission preparation.

準備中 In preparation